Crime Coverage

State Bar of Wisconsin

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Crime Coverage Policy - New!


M3 Insurance logoOn July 1, 2016, the Wisconsin Supreme Court added language to SCR 20:1.15 (WI Trust Account Rule (SCR 20:1.15(f) (3) c.2) This change makes electronic banking easier for lawyers, provides lawyers several options for managing trust property and trust accounts, and allows lawyers flexibility to determine the best option for their practice. One of the options allows an attorney to maintain a “bond or crime policy” in an amount sufficient to cover the maximum daily account balance during the prior calendar year.

CapSpecialty logoIn a collaborative effort between the State Bar of Wisconsin, the Office of Lawyer Regulation, CapSpecialty, and M3 Insurance, CapSpecialty developed tailored policies that meet these new requirements. CapSpecialty is the ONLY insurance carrier willing to create these tailored policies that comply with the Wisconsin Supreme Court requirement.​

"The Office of Lawyer Regulation reviewed the crime coverage policy and concluded that it meets the requirements of SCR 20:1.15(f)(3)c.2., as effective July 1, 2016.   

Of course, OLR reserves judgment in case future grievances involve any future modifications to the Supreme Court Rules or to the language of the crime coverage insurance policy."

- Travis J. Stieren, Trust Account Program Administrator


Crime Coverage - New!

What does the Crime Coverage Package include?

  1. Employee Dishonesty
  2. Forgery or Alteration
  3. Inside the Premises
  4. Outside the Premises
  5. Computer Fraud
  6. Money Orders & Counterfeit Currency


  • WI Trust Account Rule (SCR 20:1.15(f)(3)c.2)
  • Funds Transfer Fraud
  • Partners Inclusion Endorsement
  • Social Engineering Fraud
  • Loss of Clients’ Property

Unique Program Features:

  1. Tailored coverages to comply with the WI Trust Account SCR, provide Social Engineering Fraud protection, and Partners Inclusion.
  2. Slot-rated limits with specific limits of insurance for each of the Coverages (1-6).
  3. Preferred pricing and lower deductibles.​

How do I apply?


Due to the sensitive and personally identifiable nature of the information contained in these applications, please ensure you are using an encrypted email service if you are submitting the application electronically. Alternatively, you may fax or mail your application.

Questions and Contact Information

Contact Information

Primary Contact – Crime Policy:

Scott Donovan
Email: com sdonovan capspecialty capspecialty sdonovan com

Secondary Contact – Crime Policy:

Travis Schreiber
Email: com travis.schreiber m3ins m3ins travis.schreiber com

About CapSpecialty

CapSpecialty has provided surety bonding since 1959 as a national underwriter of surety and fidelity bonds as well as specialty insurance products in commercial property and casualty and professional lines. CapSpecialty has an A (“Excellent”) rating from A.M. Best, and its operating entities are subsidiaries of Alleghany Insurance Holdings LLC, whose parent company, Alleghany Corporation, is publicly traded on the New York Stock Exchange (ticker symbol “Y”). For more information about CapSpecialty, please visit: For more information about Alleghany, please visit:

About M3 Insurance

M3 Insurance offers insight, advice, and strategies to help clients manage risk, purchase insurance, and provide employee benefits. M3 Insurance has been in business for 50 years, grown to more than 260 employees, and placed over a billion dollars in annual premium. M3 Insurance is consistently ranked a top 100 broker in America by Business Insurance magazine.

The largest independent, privately owned insurance agency in Wisconsin, M3 has five offices throughout the state (Madison, Milwaukee, Eau Claire, Green Bay and Wausau) and in Rockford, IL, and is licensed to write business in all 50 states. For more information about M3 Insurance, visit

What is the turn-around time to service the Crime Coverage Requests?

Twenty-four (24) hours following completed application during normal business hours.

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