Nov. 5, 2014 – If you are not receiving health insurance through an employer-sponsored plan, or the employer-sponsored plan does not cover premiums for your spouse or children, now is the time to explore your health insurance options.
The open enrollment period for health insurance coverage through the Affordable Care Act marketplace, known as the “exchanges,” runs from Nov. 15, 2014 to Feb. 15, 2015.
In this video, Corrine Bultman of Bultman Financial Services answers some questions about open enrollment and who qualifies, considerations for determining what policy is best for you and your family, and who qualifies for income-restricted subsidies.
You might be surprised. For instance, an individual who makes under $46,680 may qualify for a subsidy to help pay for health insurance through the marketplace. A family of four would qualify for a subsidy if household income is less than $95,400.
Bultman, CEO and president at Bultman Financial, was a health insurance presenter at the 2014 Wisconsin Solo and Small Firm Conference, produced by State Bar of Wisconsin PINNACLE.
She says State Bar members who live both inside and outside Wisconsin should reassess their health insurance needs now and get help in determining what policy to choose during open enrollment.
In addition, the State Bar of Wisconsin’s Insurance and Member Benefits Committee is running a series on navigating health insurance options:
Want to talk with someone about your health insurance options?
The State Bar of Wisconsin partners with trusted insurance advisors that work with State Bar members to address their health insurance needs. They are:
Bultman Financial Services (BFS)
Bultman Financial Services (BFS) offers personal assistance in evaluating coverage options and access to an online health insurance shopping portal for State Bar members. This shopping portal will provide access to coverage options both for carriers in Wisconsin and across the nation. BFS can be contacted at (262) 782-9949 or (800) 344-7040 or via the BFS website.
Professional Insurance Programs (PIP)
Professional Insurance Programs provides personal assistance on health insurance options and maintains a shopping portal for State Bar members to help them evaluate other coverage options through WPS and Arise Health Plan that may be beneficial to them. PIP can be contacted at (414) 277-0154 or (800) 637-4676 or via the PIP website.
