Dec. 6, 2017 – We all (should) have automobile insurance policies. But worse than not having a policy is finding out after an accident that an insurer is not obligated to pay.
Consider these issues that may affect whether your client is covered for an automobile accident:
Not listing all drivers. All drivers who have regular use of your client’s vehicles should be listed as insureds under your policy.
Using the car for commercial use. Many policies exclude business use of automobiles, but there might be exceptions to the exclusion for certain types of vehicles. Automobile policies typically include an exclusion for carrying persons or property for a fee.
Ignoring a notice of cancellation. Especially in these days of paperless policies, it is easy to forget to pay the required premium, which would result in a policy being canceled. Pay attention to notices from your insurance company.
Waiting to add a car to the policy. Inform the insurance company as soon as possible when adding coverage for a new car. Most policies will grant coverage on the car for 30 days if the newly acquired automobile replaces a car described in the policy or the policy covers all of the insured’s automobiles.
Learn about these and other issues related to automobile policy coverage with Anderson on Wisconsin Insurance Law from State Bar of Wisconsin PINNACLE©.
A Comprehensive Source on Insurance Law
Anderson is the definitive, comprehensive, and in-depth source on insurance law in Wisconsin.
This two-volume set defines and explains the responsibilities of insurers, insureds, and insurance agents. Most importantly, Anderson makes Wisconsin attorneys aware of the issues and rationale behind those topics.
Originally written by the late Arnold (Arnie) Anderson, Anderson is now written by Wisconsin attorneys Sheila M. Sullivan and colleagues at Bell, Moore & Richter S.C. The authors have continued Anderson’s commitment to a current, clear, and authoritative resource on this complex area of law.
Learn more on these topics:
- Interpretation of insurance contracts
- Automobile liability insurance
- Uninsured and underinsured motorist insurance
- General liability policies
- Fire and property insurance
- An insurer's duty to defend
- An insurer's investigation and handling of third-party claims
- First-party claims against insurers
How to Order
Anderson on Wisconsin Insurance Law is available in both print and online via Books UnBound®, the State Bar’s interactive online library. The print book costs $299 for members and $379 for nonmembers. Electronic forms from the book are available online to print book owners and to Books UnBound subscribers.
Subscribers to the State Bar’s automatic supplementation service will receive future updates at a discount off the regular price. Annual subscriptions to Books UnBound start at $159 per title (single-user price, call for full-library and law-firm pricing).
For more information, or to place an order, visit the WisBar Marketplace or call the State Bar at (800) 728-7788 or (608) 257-3838.